Mortgage broker in East Kilbride & Glasgow
The right mortgage, without the stress. Whole-of-market mortgage and protection advice for first-time buyers, home movers, remortgagers, and the self-employed.
We're with you every step of the way.
Buying a home or remortgaging can feel overwhelming. We make it simple. Your Next Step is an independent mortgage and insurance broker based in East Kilbride, serving clients across Glasgow, South Lanarkshire, and all of Scotland.
With three qualified advisers, a dedicated client manager and over 1,000 mortgages arranged for families across the UK, we search the whole market to find the deal that suits you.
No jargon. No pressure. Just honest advice with a friendly face.
📞 01355 511068
🕘 Open evenings & Saturdays
Mon–Thu 9am–7pm · Fri 9am–5pm · Sat 9am–12pm
Our mortgage services
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First time buyer
Taking your first step onto the property ladder? We'll guide you from deposit to keys with clear, friendly advice.
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Remortgaging
Your current deal ending? We’ll search the whole market for your next deal and could lower your monthly payments.
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Moving home
Upsizing, downsizing, or relocating? We handle the mortgage so you can focus on the move.
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Other mortgages
Contractor, buy-to-let, adverse credit, or separating? We specialise in mortgages that don't fit the high-street mould.
How it works
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1. Talk
A no-obligation call, video chat or meeting to understand your plans and what you could borrow.
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2. Prepare
We search the whole market and get your Mortgage in Principle, so you can make offers with confidence.
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3. Apply
Once you find a home, we handle the full application and keep the lender, solicitor and agent moving.
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4. Move in
Your mortgage offer is issued, the funds are released and you move in, with protection sorted too.
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1,000+
Mortgages arranged for families across the UK
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⭐️ 130+
Five-star Google reviews
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100%
Independent, whole-of-market advice
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3
Qualified advisers, plus a dedicated client manager
What our clients say
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"Working with Your Next Step made our selling and buying process easy and stress free. We can't recommend the team enough!"
Abbie, first time buyer
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"As a business owner, I was worried about the mortgage process. Your Next Step made everything feel super easy and nothing was a bother."
Rebecca, self-employed
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"Over six months of house hunting they stayed engaged, found us the best deal, and worked with our new build developer to make it a reality."
Praveen, first time buyer
Meet the team
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Alan MacKenzie
Founder
Alan has worked in financial services for over 20 years, across several major banks and, before setting up Your Next Step in 2022, spent a number of years with Scotland’s largest mortgage broker.📞 07548 460038
📧 Alan@YNSmortgage.com -
Patrick Durkin
Mortgage and insurance broker
Patrick has a great all-round understanding of mortgages, having started out working behind the scenes progressing mortgage applications before moving into advice.📞 07397 123509
📧 Patrick@YNSmortgage.com -
Chris Urquhart
Mortgage and insurance broker
Chris brings more than 20 years of financial services experience to Your Next Step.📞 07539 966919
📧 Chris@YNSmortgage.com -
Lynn Sweeney
Client relationship manager
Lynn brings decades of financial services experience to Your Next Step, including a long career with RBS and time working as a self-employed mortgage broker herself.📞 07375 653423
📧 Lynn@YNSmortgage.com
Ready to take your next step?
Whether you're just starting to think about buying or you're ready to move, we'd love to help. Get in touch for a free, no-obligation initial chat with one of our advisers.