Mortgage brokers you can trust

Independent, whole-of-market mortgage advice for first-time buyers, movers, remortgagers and the self-employed. We do the hard work — you get the keys.

Speak to us today

📞 01234 654765

Mortgage & Protection Services
Tailored to Your Situation

  • Icon of a home and a heart for Mortgage & Lending Advice

    Mortgage & Lending advice

    we offer tailored mortgage services, from first-time buyer and remortgaging options to buy-to-let and specialist lending. Our trusted advisors will guide you every step of the way.

  • Icon of a shield and a home for Insurance services

    Insurance services

    We specialise in new build mortgages, guiding you through the process with expert advice and no broker fee. Our team secures competitive deals and simplifies timelines, incentives, and complexities for a smooth home purchase.

  • Icon of a handshake for partnership services

    Partnership services

    Buying your first home is a big step, and we're here to help. Our advisors assess your finances, explore loan options, and secure competitive rates. We guide you through each stage, ensuring informed decisions for a stress-free experience.

  • icon for East Kilbride mortgages

    East Kilbride & Glasgow mortgages

    Whether you’re in East Kilbride, Glasgow, or anywhere nearby, we provide expert mortgage advice tailored to your needs.

Independent Advice.
Outstanding Service.

We're not a call centre. When you work with Your Next Step, you deal directly with a qualified, experienced adviser who genuinely cares about getting you the right outcome.

As an independent, whole-of-market broker, we're not tied to any lender. That means we search hundreds of products to find the one that's right for your unique situation — whether you're a first-time buyer, self-employed, or navigating a complex remortgage.

Client Reviews

“Their attention to detail and commitment to quality truly stood out. We’ve already recommended them to others.”

— Former Customer

“Communication was top-notch and the final outcome was even better than we imagined. A great experience all around.”

— Former Customer

“Every detail was thoughtfully executed. We're thrilled with the outcome.”

— Former Customer
  • Working with Your Next Step made our selling and buying process easy and stress free and we can't recommend the team enough!

    Abbie

    ⭐⭐⭐⭐⭐

  • It was an absolute pleasure to work with them, and I can't thank Your Next Step enough for making our first home purchase so much easier. Thank you for your incredible service!

    Neelam

    ⭐⭐⭐⭐⭐

  • Communication was excellent and nothing was ever too much trouble. A professional, reliable and supportive service—we highly recommend.

    Stefan

    ⭐⭐⭐⭐⭐

  • Your Next Step has helped us remortgage twice and more recently secure a mortgage for a new house. As a business owner/self-employed, they made everything feel super easy and nothing was a bother. We would recommend them to anyone and will be back in a few years when it’s time to remortgage again.

    Rebecca

    ⭐⭐⭐⭐⭐

  • The communication from the team at Your Next Step was outstanding. Over six months of house hunting, they stayed engaged with my questions, found us the best deal, and worked with our new build developer to make our move a reality.

    Mando

    ⭐⭐⭐⭐⭐

Meet the Team

  • Image of Alan, the founder of Your Next Step

    Alan MacKenzie

    Founder and Mortgage Broker

    Alan, Director of Your Next Step, is an experienced Mortgage Broker focused on honest advice, personal service, and long-term client relationships. He leads a team committed to trust, professionalism, and making the process smooth and simple.

    📞 07548 460038

    📧 Alan@YNSmortgage.com

  • Image of Patrick Durkin, mortgage and insurance broker

    Patrick Durkin

    Mortgage and Insurance Broker

    Patrick is a skilled Mortgage & Protection Broker who offers friendly, clear advice. He helps clients buy, move, remortgage, and secure the right protection, making the process simple and stress-free.

    📞 07397 123509

    📧 Patrick@YNSmortgage.com

  • Image of Chris Urquhart, mortgage and insurance broker

    Chris Urquhart

    Mortgage and Insurance Broker

    With 16+ years’ experience, Chris specialises in remortgages and protection, offering clear advice and a client-first approach. Known for building strong relationships, he makes the process smooth and stress-free.

    📞 07539 966919

    📧 Chris@YNSmortgage.com