Your Next Step to a happy home
At Your Next Step, we aim to make your journey straightforward and stress free throughout the whole life of your finances. Whether you are looking to get on the property ladder, move home or re-mortgage, Your Next Step will be with you every step of the way.
We will take care of everything, from explaining all your options, and helping you select the right mortgage, to choosing the most suitable protection for you, your family and your home.
We handle the entire application process, with advice that is specifically tailored to your needs and circumstances.
What exactly is a mortgage broker?
A mortgage broker simplifies the mortgage process by understanding your financial situation and accessing multiple lenders for diverse options, negotiating terms, and providing expert advice tailored to your needs. They guide you through paperwork, offer continued support, and ensure you secure a suitable mortgage aligned with your goals.
With their expertise and industry connections, mortgage brokers empower you to make sound financial decisions, whether you're a first-time buyer or looking to remortgage, saving time and potentially reducing costs.
Using a mortgage broker can be better than a bank's mortgage advisor because brokers have access to multiple lenders, offering borrowers a wider range of options.
Start your journey
Don’t just take our word for it
We got in touch with Alan after having a negative experience with two other mortgage advisors. He went above and beyond for each step of the process, prompt replies and clear explanations throughout and managed to find us a FAR better deal than the previous advisors had found us.
We’ll be recommending Alan to anyone looking for a hard-working advisor that truly cares about finding people the best deal he can.
Gary & Robyn
Alan was most helpful from the minute we touched base all the way to conclusion if the mortgage offer.
He was available when we needed his advice and nothing was too much trouble. He even sent through a link yo his own calculation tool which enables us to see how much our monthly payments were We would definitely recommend Alan and will be telling our friends and family if they need any of Alan's services in the future.
Craig
We had excellent service from Alan from start to finish, and I can’t thank him enough.
Took all the worry and stress out of arranging our new mortgage. I felt reassured every step of the way. Everything was communicated clearly and he responded quickly to any queries or concerns.
I would highly recommend Alan to anyone for advice and support with their mortgage!
Kirsty
Meet the Team
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Founder
Meet Alan, the visionary behind our company. With a remarkable 15-year tenure in the mortgage sector, Alan's journey is defined by a commitment to excellence and a passion for helping clients achieve their dreams of home ownership.
Having held influential roles at Scotland's leading mortgage broker, including notable stints at HSBC and First Direct, Alan's decision to establish his own business in October 2022 marked the beginning of a new era in personalised mortgage solutions.
Alan's entrepreneurial spirit, coupled with his unwavering dedication to client satisfaction, has propelled our company to new heights, earning us a reputation for reliability and trustworthiness in the industry.
Alan@YNSmortgage.com
07548 460038
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Senior Mortgage Relationship Manager
Joining us as our Senior Mortgage Relationship Manager, Patrick is an integral part of our team. With 5 years of experience in the mortgage industry, Patrick's expertise lies particularly in new build homes.
His profound understanding of the intricacies involved, coupled with his dedication to exceptional customer service, ensures that our clients experience a stress-free journey throughout the mortgage process.
Having previously worked alongside Alan, Patrick was keen to be part of the journey with Alan's own business venture.
Patrick@YNSmortgage.com
07397 123509