Mortgage calculator
If you're working out payments for an existing mortgage, enter your remaining term.
This calculator is for illustration only. It is not a mortgage offer, a quote or personalised advice, and it does not take account of fees, your circumstances or any lender's criteria. For interest-only mortgages the full loan remains to be repaid at the end of the term, so you will need a separate plan to repay it. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Your Next Step Ltd is an Appointed Representative of The Lending Channel Ltd, authorised and regulated by the Financial Conduct Authority.
Capital repayment or interest only
Choose your repayment style. Unsure which fits best? Drop us a message and we’ll guide you.
Loan amount
How much do you want to borrow?
Interest rate
Pop in an interest rate to see your repayments. For rates tailored to you, get in touch—we’ll run the numbers.
Term
Pick how long you’d like your mortgage. Not sure? We can help you find the right balance between monthly payments and long-term goals.
Our mortgage services
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First time buyer
Taking your first step onto the property ladder? We'll guide you from deposit to keys with clear, friendly advice.
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Remortgaging
Your current deal ending? We’ll search the whole market for your next deal and could lower your monthly payments.
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Moving home
Upsizing, downsizing, or relocating? We handle the mortgage so you can focus on the move.
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Other mortgages
Contractor, buy-to-let, adverse credit, or separating? We specialise in mortgages that don't fit the high-street mould.