A simple guide to the Scottish First Home Fund, explaining how the scheme worked previously, what buyers may expect, and key things to consider around deposits, lenders, and affordability.

Everything first-time buyers in Scotland need to know about getting a mortgage, understanding Home Reports, organising a solicitor and preparing to make an offer on a property.

New build mortgages in Scotland explained, including lender criteria, builder incentives, timelines and how the purchase process differs.

A guide to how contractor mortgages work, how lenders assess different types of contract income, and what borrowers should be aware of when applying.

We're delighted to welcome Lynn Sweeney to Your Next Step as our new Client Relationship Manager.

We're proud to share that our director, Alan MacKenzie, has once again been featured in Mortgage Introducer, this time sharing his views on what the Scottish Government's upcoming Budget should prioritise for homebuyers and landlords across Scotland.

We're delighted to share that our director, Alan MacKenzie, was recently featured in Mortgage Introducer — one of the UK's leading publications for mortgage professionals — offering his expert reaction to the Bank of England's latest base rate decision.

Our director, Alan MacKenzie, features prominently in a recent piece by Mortgage Introducer exploring the evolving role of mortgage brokers in the age of AI and online information — and his perspective is one we're proud to stand behind.

We're delighted to welcome Chris Urquhart to Your Next Step as a Mortgage and Insurance Broker.

We're thrilled to welcome Patrick Durkin to Your Next Step as a Mortgage and Insurance Broker.