Can I take my current mortgage with me when I move house?

Many mortgages are portable, meaning you can transfer your existing deal to your new property. This is often worth it if your current rate is good or if you'd face early repayment charges. However, porting isn't always possible — the new property must meet the lender's criteria, and you may need an additional top-up product.

Should I port my mortgage or take a new one?

It depends on your current rate, any early repayment charges, and the new deals available. As whole-of-market brokers, we compare both options side by side and recommend whichever saves you the most overall.

Can I buy my new home before selling my current one?

Yes, this is usually done through a bridging loan or let-to-buy arrangement. We'll explain the pros, cons and costs of each approach so you can decide what fits your situation.

How much can I borrow when I'm moving home?

Your borrowing capacity depends on income, outgoings, existing mortgage balance and equity in your current home. We carry out a full affordability assessment at your free consultation so you know your exact budget before you start viewing.

Your next home deserves the right mortgage.

Expert moving home mortgage advice for East Kilbride, Glasgow and beyond.

Upsizing, downsizing or relocating — we've got the mortgage covered

Moving home means juggling a sale, a purchase, and everything in between. We take one big thing off your plate by sorting your mortgage — including whether to port your existing deal or switch to a better one.

We work alongside your solicitor and estate agent to keep the chain moving, so you can focus on packing boxes and picking paint.

A woman sitting on the floor, leaning against a cardboard box, holding a mug with her eyes closed and smiling, surrounded by moving boxes and a plant in a room with large windows and curtains.